Investments held in non-registered accounts are subject to tax regulations on an annual basis. Investors should therefore consider the impact of capital gains and losses, dividend income, interest income and any other type of income in developing their investment strategy.
Advantages :
A non-registered account is a great
way to save for a special purchase, create an emergency fund or
accumulate additional retirement assets. Unlike RRSPs, there is no limit
on the amounts that can be placed in a non-registered account.
Talking to :
For those who have reached their
RRSP contribution limits and who want to grow their investments to carry
out projects while maintaining some control over their investments. For
those who want to accumulate short-term sums (security cushion,
vacation, etc.)
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